Does Your Site or Activity Create An Insurance Need?
After examining the key concerns about your Website, you should be prepared to take precautions which may include:
adding security features to your Website
changing the content
adding waivers or disclaimers about links or certain pages that appear on your site
adding user agreements to your site
creating guidelines on maintaining current and future content at the site
changing your homeowner coverage
buying additional or special personal or business liability insurance
adding or eliminating a guest book (if you have a guest book, pay close attention to what visitors say)
eliminating the Website
Once you’ve carefully examined your situation, a discussion with an insurance professional could be an excellent step to identify coverage needs which may include having to buy commercial coverage. The instant and widespread access represented by the Internet creates new perils for individuals. Don’t hesitate to seek the help of an insurance professional or even competent legal advice.
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